Market rates
Real estate financing benchmarks.
Reviewed reference indices that may inform commercial real estate loan pricing—not available mortgage rates or loan offers.
Market indices
Benchmark indices
These indices are reference data, not mortgage rates or loan offers. Loan pricing may reflect a benchmark plus a margin, or another pricing structure, and depends on the financing program and underwriting.
Market data reviewed November 9, 2026. Individual benchmark observation dates are shown below.
Short term
SOFR (Overnight)
3.89%
Observation: Nov 6, 2026
Apr 2018–Nov 2026 · Month-end observations; latest month partial
30-Day Average SOFR
3.91%
Observation: Nov 9, 2026
May 2018–Nov 2026 · Month-end observations; latest month partial
90-Day Average SOFR
3.81%
Observation: Nov 9, 2026
Jul 2018–Nov 2026 · Month-end observations; latest month partial
180-Day Average SOFR
3.74%
Observation: Nov 9, 2026
Oct 2018–Nov 2026 · Month-end observations; latest month partial
12MAT
3.85%
Period ending Oct 2026
Nov 2016–Oct 2026 · Complete 12-month Treasury averages
1-Year Treasury
4.33%
Observation: Nov 6, 2026
Nov 2016–Nov 2026 · Month-end observations; latest month partial
Prime Rate
7.00%
Observation: Nov 6, 2026
Nov 2016–Nov 2026 · Month-end observations; latest month partial
Long term
5-Year Treasury
4.64%
Observation: Nov 6, 2026
Nov 2016–Nov 2026 · Month-end observations; latest month partial
10-Year Treasury
4.86%
Observation: Nov 6, 2026
Nov 2016–Nov 2026 · Month-end observations; latest month partial
30-Year Treasury
5.26%
Observation: Nov 6, 2026
Nov 2016–Nov 2026 · Month-end observations; latest month partial
Reviewed snapshot — not a live feed. Values may have changed since review.
Sources: Federal Reserve Bank of New York (SOFR and compounded SOFR averages); Board of Governors of the Federal Reserve System, H.15, via FRED (Treasury and bank prime rates). 12MAT calculated by Cornerstone Lending Group Inc. from 12 consecutive monthly 1-Year Treasury averages (GS1). Values are percentages; dates identify observations or monthly periods, not loan offer dates.
The SOFR and SOFR averages data are subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the SOFR and SOFR averages data by Cornerstone Lending Group Inc., does not sanction or endorse any particular republication, and has no liability for your use.
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